Native-owned · Oklahoma-based · Any device, any channel

Credit card processing that finally works for your business.

Smoke Signals Resources is a native-owned payment processor delivering enterprise-grade payment technology, honest pricing, and personal service from the owner — not a call center.

PCI Level 1
Fully Compliant
Omnichannel
Any Device, Any Channel
Native-Owned
Proudly Indigenous
24/7
Fraud Protection
What We Offer

Every way your customers want to pay.

From the countertop to the checkout page to the field — one integrated platform for in-person, online, mobile, and recurring payments, backed by enterprise-grade security and personal service.

Cloud EMV Terminals

P2PE-encrypted in-person terminals deployable in seconds, with cloud-based multi-location device management. EMV chip, contactless tap, and swipe — all from one platform.

Mobile & Wireless

Take payments anywhere — farmers' markets, job sites, food trucks, field services. Wireless terminals and mobile-optimized checkout included.

Dynamic Checkout

Fully customizable hosted checkout and invoice pages — your branding, your colors, your fonts. Drop-in iframe for any website, shareable payment links for email and SMS.

Virtual Terminal

Key in phone orders, MOTO transactions, and invoice payments from any web browser. No extra hardware required — just log in and run the card.

Recurring Billing & Subscriptions

Automated subscription management with customer vaults, scheduled charges, and flexible billing cycles. Set it up once, collect on time every time.

Level 2 / Level 3 Processing

Qualify for lower interchange rates on B2B, corporate, and government card transactions. Intelligent SIC code configuration optimizes every sale automatically.

Tokenization & Account Updater

Store customer payment methods securely with full tokenization — plus an account updater service that keeps saved cards current as they renew or replace.

Fraud Protection & PCI Level 1

24/7 fraud monitoring, full tokenization, and PCI Level 1 compliance — the highest certification available. Plus tip-at-time-of-sale and surcharging built right in.

Why SSR

Transparent rates. Native values. Real people on the other end of the phone.

You've been pitched by enough salespeople reading scripts. SSR is a different kind of shop — native-owned, owner-operated, and built on straight talk about what you're paying and why.

Native-owned and operatedWe're proud to be an indigenous-owned business serving our communities and partners nationwide.
Enterprise-grade platformSame omnichannel payment technology used by larger processors — PCI Level 1 compliant, P2PE terminals, full tokenization.
A direct line to the ownerCall David personally. No phone trees, no outsourced support, no getting passed around.
Honest pricing, no junk feesClear statements you can actually read — and a rate quote we'll walk through with you line by line.
Fair rates and a straight answer shouldn't be hard to find in this business. That's the standard we built Smoke Signals Resources around — and why our merchants stay with us.
DR
David Rector
Owner, Smoke Signals Resources
About SSR

Payments, done the right way.

David Rector founded Smoke Signals Resources to bring a different kind of payment processor to the market — one that puts people first, prices honestly, and treats merchants like partners, not accounts. Based in Oklahoma, we serve retailers, restaurants, service businesses, and online merchants across the region and beyond.

Get In Touch

Let's talk about your rates.

Send us a recent statement and we'll show you — line by line — what you're actually paying and how much we can save you. No obligation, no high-pressure pitch.

Based In Oklahoma — serving merchants nationwide
Ownership Native-owned & operated by David Rector
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